Terms of Service

1. Agreement to Terms

By accessing or using DBTech45 ("we," "our," or "us") websites, applications, tools, or services (collectively, the "Services"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our Services.

2. Description of Services

DBTech45 provides various digital products and services including but not limited to:

• Web-based tools and applications (TipSplit Pro, Sunday Squares, etc.)
• Email newsletters (Signal & Noise, The Operator, Dad Stack)
• Trading and market-related content and analysis
• Software products and digital downloads

3. User Responsibilities

You agree to:

• Provide accurate information when creating accounts or subscribing to services
• Use the Services only for lawful purposes
• Not attempt to reverse engineer, copy, or redistribute our software or tools
• Not use automated systems to access the Services without permission
• Maintain the security of your account credentials

4. Intellectual Property

All content, code, designs, trademarks, and intellectual property associated with DBTech45 and its Services are owned by DBTech45 or its licensors. You may not copy, modify, distribute, sell, or lease any part of our Services or included software without explicit written permission.

5. Financial Disclaimer

IMPORTANT: Content related to trading, markets, or financial topics is for informational and educational purposes only. Nothing on this site constitutes financial advice, investment recommendations, or solicitation to buy or sell securities. Trading involves substantial risk of loss. Past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions.

6. Newsletter & Communications

By subscribing to our newsletters, you consent to receive periodic emails from DBTech45. You may unsubscribe at any time using the link provided in each email. We will not sell or share your email address with third parties for marketing purposes.

7. Limitation of Liability

To the maximum extent permitted by law, DBTech45 shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of the Services.

8. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Services after changes constitutes acceptance of the new Terms.

9. Termination

We may terminate or suspend your access to the Services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New Hampshire, United States, without regard to its conflict of law provisions.

11. Contact

For questions about these Terms, please contact us through the contact form on our website.